The company said net income available to common shareholders for Q2 2025 was $591 million, and diluted earnings per share were $0.88. In the prior quarter, the figures were $478 million and $0.71, and in the year-ago quarter they were $561 million and $0.81.

1. 01

   The company said net income available to common shareholders for Q2 2025 was $591 million, and diluted earnings per share were $0.88. In the prior quarter, the figures were $478 million and $0.71, and in the year-ago quarter they were $561 million and $0.81.

2. 02

   Fifth Third said net interest income (FTE) for Q2 was $1,500 million, up $58 million (4%) from the prior quarter. Its net interest margin was 3.12%, up 9 basis points from 3.03% in the prior quarter.

3. 03

   The company said its provision for credit losses for Q2 was $173 million, and net charge-offs were $139 million. The net charge-off ratio was 0.45%, down 1 basis point from the prior quarter, and the ACL ratio was 2.09%.

4. 04

   The company said its CET1 capital ratio for Q2 was 10.56%, up 13 basis points from the prior quarter, and that it did not repurchase shares in Q2. In June 2025, its Board of Directors approved a new share repurchase authorization of up to 100 million shares.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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