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Fifth Third Bancorp logoFifth Third Bancorp FITB

The company said in an Item 7.01 filing that it will present at the 2025 Morgan Stanley U.S. Financials Conference on June 10, 2025, and that it attached the presentation as Exhibit 99.1.

8-KRegulation FD DisclosureFiled Period of report Summary published (UTC)

Key points

AI summary
  1. The company said in an Item 7.01 filing that it will present at the 2025 Morgan Stanley U.S. Financials Conference on June 10, 2025, and that it attached the presentation as Exhibit 99.1.

  2. Fifth Third said its 2Q25 outlook compared with 1Q25 is unchanged from the April 17, 2025 earnings call. It expects average loans and leases (including held for sale) to grow about 1%, net interest income to rise 2 to 3% (assuming the federal funds rate at 4.25% as of June 30, 2025), and noninterest income to rise 2 to 6%.

  3. The company said it expects 2Q25 noninterest expense (excluding the mark-to-market impact of nonqualified deferred compensation) to fall about 5% from the 1Q25 base of $1.308 billion, with net charge-offs of 45 to 49 basis points and an effective tax rate of 22%.

  4. The company said in its presentation that, as of March 31, 2025, it had total assets of $213 billion, deposits of $164 billion, and 1,084 branches in the U.S.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

2025 Morgan Stanley U.S. Financials Conference Presentation

The company said in an Item 7.01 filing that it will present at the 2025 Morgan Stanley U.S. Financials Conference on June 10, 2025, and that it attached the presentation as Exhibit 99.1.

Source · Based on the filing body and exhibits

Q2 2025 Outlook Unchanged from 1Q25

Fifth Third said its 2Q25 outlook compared with 1Q25 is unchanged from the April 17, 2025 earnings call. It expects average loans and leases (including held for sale) to grow about 1%, net interest income to rise 2 to 3% (assuming the federal funds rate at 4.25% as of June 30, 2025), and noninterest income to rise 2 to 6%.

Source · Based on the filing body and exhibits

Q2 Expense, Charge-Off and Tax Rate Outlook

The company said it expects 2Q25 noninterest expense (excluding the mark-to-market impact of nonqualified deferred compensation) to fall about 5% from the 1Q25 base of $1.308 billion, with net charge-offs of 45 to 49 basis points and an effective tax rate of 22%.

Source · Based on the filing body and exhibits

Scale Metrics as of March 31, 2025

The company said in its presentation that, as of March 31, 2025, it had total assets of $213 billion, deposits of $164 billion, and 1,084 branches in the U.S.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.