Fifth Third said net income available to common shareholders for Q4 2024 was $582 million, or $0.85 per diluted share. That compares with $532 million, or $0.78 per diluted share, in the prior quarter and $492 million, or $0.72 per diluted share, in the year-ago quarter.

8-KOther EventsFiled Jan 23, 2025Period of report Jan 23, 2025Summary published (UTC) Oct 17, 2026

Key points

AI summary

Fifth Third said net income available to common shareholders for Q4 2024 was $582 million, or $0.85 per diluted share. That compares with $532 million, or $0.78 per diluted share, in the prior quarter and $492 million, or $0.72 per diluted share, in the year-ago quarter.
The company said net interest income (FTE) for Q4 2024 was $1,443 million, up $16 million from the prior quarter, and net interest margin rose to 2.97%, up 7 basis points. It cited higher loan balances and lower costs on interest-bearing deposits as factors.
Fifth Third said its provision for credit losses for Q4 2024 was $179 million, its net charge-off ratio was 0.46%, and its CET1 capital ratio was 10.51%. The company also repurchased $300 million of common stock in the same quarter.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the opening part of the filing body and confirmed exhibits, within a length limit. This is not a review of other exhibits, investor presentations or the full earnings call. Some paragraphs were omitted because their support in the source could not be confirmed.

4Q24 Net Income and Diluted Earnings per Share

Fifth Third said net income available to common shareholders for Q4 2024 was $582 million, or $0.85 per diluted share. That compares with $532 million, or $0.78 per diluted share, in the prior quarter and $492 million, or $0.72 per diluted share, in the year-ago quarter.

Source · Based on the filing body and exhibits

4Q24 Net Interest Income and Net Interest Margin

The company said net interest income (FTE) for Q4 2024 was $1,443 million, up $16 million from the prior quarter, and net interest margin rose to 2.97%, up 7 basis points. It cited higher loan balances and lower costs on interest-bearing deposits as factors.

Source · Based on the filing body and exhibits

4Q24 Credit Losses and Capital Metrics

Fifth Third said its provision for credit losses for Q4 2024 was $179 million, its net charge-off ratio was 0.46%, and its CET1 capital ratio was 10.51%. The company also repurchased $300 million of common stock in the same quarter.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

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