Skip to content
ChickenStockChickenStock
ResearchFilings

AI English summary of an SEC filing — figures as filed

Fiserv logoFiserv FISV

Fiserv said GAAP revenue for Q3 2025 rose 1% from a year earlier to $5.26 billion, with Merchant Solutions up 5% and Financial Solutions down 3%.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. Fiserv said GAAP revenue for Q3 2025 rose 1% from a year earlier to $5.26 billion, with Merchant Solutions up 5% and Financial Solutions down 3%.

  2. The company said adjusted earnings per share for Q3 fell 11% from a year earlier to $2.04, while GAAP earnings per share rose 49% to $1.46. It cited a non-cash impairment charge of $570 million included in Q3 2024.

  3. Fiserv said it expects organic revenue growth for 2025 of 3.5 to 4% and adjusted earnings per share of $8.50 to $8.60. The company also said it launched its One Fiserv action plan in the same announcement.

  4. The company said it repurchased 7.2 million shares for $1.0 billion in Q3. It also said it sold $2.0 billion of 5-year and 10-year senior notes in a public offering at a weighted average coupon rate of 4.90%.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Fiserv Q3 GAAP Revenue Rises $5.26 billion, Mixed Segment Growth

Fiserv said GAAP revenue for Q3 2025 rose 1% from a year earlier to $5.26 billion, with Merchant Solutions up 5% and Financial Solutions down 3%.

Source · Based on the filing body and exhibits

Q3 Adjusted EPS Falls 11%, GAAP EPS Rises 49%

The company said adjusted earnings per share for Q3 fell 11% from a year earlier to $2.04, while GAAP earnings per share rose 49% to $1.46. It cited a non-cash impairment charge of $570 million included in Q3 2024.

Source · Based on the filing body and exhibits

2025 Full-Year Outlook and One Fiserv Action Plan

Fiserv said it expects organic revenue growth for 2025 of 3.5 to 4% and adjusted earnings per share of $8.50 to $8.60. The company also said it launched its One Fiserv action plan in the same announcement.

Source · Based on the filing body and exhibits

Q3 Share Buybacks of $1.0 billion and $2.0 billion Senior Notes Offering

The company said it repurchased 7.2 million shares for $1.0 billion in Q3. It also said it sold $2.0 billion of 5-year and 10-year senior notes in a public offering at a weighted average coupon rate of 4.90%.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.