AI English summary of an SEC filing — figures as filed
Fiserv said total revenue in Q2 2025 increased $409 million, or 8%, compared with the year-earlier period, and increased $656 million, or 7%, in the first six months. The company cited higher processing revenue across its businesses and increased data and analytics sales in both periods as factors for the growth.
Key points
AI summaryFiserv said total revenue in Q2 2025 increased $409 million, or 8%, compared with the year-earlier period, and increased $656 million, or 7%, in the first six months. The company cited higher processing revenue across its businesses and increased data and analytics sales in both periods as factors for the growth.
Fiserv said total operating income in Q2 2025 increased $268 million, or 19%, and operating margin rose 270 basis points to 30.7%. Operating income in the first six months increased $482 million, or 18%, and operating margin rose 290 basis points to 29.0%.
Fiserv said Merchant segment operating income in Q2 2025 increased $32 million, or 4%, but operating margin declined 200 basis points to 34.6%. The company cited increased investments in marketing, sales and distribution, the impact from its CCV acquisition, and increased investments in new software and hardware as factors.
Fiserv said operating cash flow in the first six months of 2025 was $2.3 billion, an increase of 6% compared with $2.2 billion in the first six months of the prior year. During the same period, the company repurchased 21.9 million shares for $4.4 billion, and as of June 30, 2025, approximately 56.1 million shares remained under its existing share repurchase authorizations.
Key figures
Quarter ended June 30, 2025
- Revenue
- $5.5B
- Operating income
- $1.7B
- Net income
- $1.0B
- EPS
- $1.86
From the XBRL financial data filed with the SEC · not processed by AI.
Summary
AI-writtenAnalysis scope · Management's discussion (MD&A)We analyzed excerpts of the Management's Discussion and Analysis (MD&A) section (with omissions). Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.
Q2 Total Revenue Up $409 million
Fiserv said total revenue in Q2 2025 increased $409 million, or 8%, compared with the year-earlier period, and increased $656 million, or 7%, in the first six months. The company cited higher processing revenue across its businesses and increased data and analytics sales in both periods as factors for the growth.
Source · Based on the MD&A text of the filing
Q2 Operating Income Up 19%, Operating Margin 30.7%
Fiserv said total operating income in Q2 2025 increased $268 million, or 19%, and operating margin rose 270 basis points to 30.7%. Operating income in the first six months increased $482 million, or 18%, and operating margin rose 290 basis points to 29.0%.
Source · Based on the MD&A text of the filing
Merchant Segment Operating Margin 34.6%
Fiserv said Merchant segment operating income in Q2 2025 increased $32 million, or 4%, but operating margin declined 200 basis points to 34.6%. The company cited increased investments in marketing, sales and distribution, the impact from its CCV acquisition, and increased investments in new software and hardware as factors.
Source · Based on the MD&A text of the filing
First-Half Operating Cash Flow $2.3 billion, Share Repurchases $4.4 billion
Fiserv said operating cash flow in the first six months of 2025 was $2.3 billion, an increase of 6% compared with $2.2 billion in the first six months of the prior year. During the same period, the company repurchased 21.9 million shares for $4.4 billion, and as of June 30, 2025, approximately 56.1 million shares remained under its existing share repurchase authorizations.
Source · Based on the MD&A text of the filing
AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.
Original filing
The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.
Loading the filing text…