The company said that for the 3 months ended Q3 2025, GAAP revenue was $2,717 million, up 6% from $2,570 million in the prior-year period, Adjusted EBITDA was $1,135 million, and Adjusted EBITDA margin was 41.8%.

8-KResults of Operations and Financial ConditionFiled Nov 5, 2025Period of report Nov 5, 2025Summary published (UTC) Oct 9, 2026

Key points

AI summary

The company said that for the 3 months ended Q3 2025, GAAP revenue was $2,717 million, up 6% from $2,570 million in the prior-year period, Adjusted EBITDA was $1,135 million, and Adjusted EBITDA margin was 41.8%.
The company said that for Q3 2025, GAAP net earnings from continuing operations were $264 million, or $0.50 per diluted share, and Adjusted EPS increased 8% compared with the prior-year period to $1.51.
The company said that for Q3 2025, net cash provided by operating activities was $1.0 billion, free cash flow was $798 million, up 101%, and it returned $509 million to shareholders through $301 million of share repurchases and $208 million of dividends.
The company said it is raising its full-year 2025 revenue growth outlook to 5.4% to 5.7% and expects the Issuer Solutions acquisition and Worldpay minority interest sale to close simultaneously in Q1 2026.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the opening part of the filing body and confirmed exhibits, within a length limit. This is not a review of other exhibits, investor presentations or the full earnings call.

Q3 2025 Revenue and Adjusted EBITDA

The company said that for the 3 months ended Q3 2025, GAAP revenue was $2,717 million, up 6% from $2,570 million in the prior-year period, Adjusted EBITDA was $1,135 million, and Adjusted EBITDA margin was 41.8%.

Source · Based on the filing body and exhibits

Q3 Net Earnings and Diluted EPS

The company said that for Q3 2025, GAAP net earnings from continuing operations were $264 million, or $0.50 per diluted share, and Adjusted EPS increased 8% compared with the prior-year period to $1.51.

Source · Based on the filing body and exhibits

Q3 Free Cash Flow and Shareholder Returns

The company said that for Q3 2025, net cash provided by operating activities was $1.0 billion, free cash flow was $798 million, up 101%, and it returned $509 million to shareholders through $301 million of share repurchases and $208 million of dividends.

Source · Based on the filing body and exhibits

Full-Year Outlook and Issuer Solutions Acquisition Timeline

The company said it is raising its full-year 2025 revenue growth outlook to 5.4% to 5.7% and expects the Issuer Solutions acquisition and Worldpay minority interest sale to close simultaneously in Q1 2026.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

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