AI English summary of an SEC filing — figures as filed

The company said revenue for Q4 ended September 30, 2024 rose to $453.8 million, up 16% from $389.7 million a year earlier. Net income for the same quarter was $135.7 million, and diluted earnings per share were $5.44.

8-KResults of Operations and Financial ConditionFiled Nov 6, 2024Period of report Nov 6, 2024Summary published (UTC) Oct 19, 2026

Key points

AI summary

The company said revenue for Q4 ended September 30, 2024 rose to $453.8 million, up 16% from $389.7 million a year earlier. Net income for the same quarter was $135.7 million, and diluted earnings per share were $5.44.
The company said Scores revenue for Q4 rose 27% to $249.2 million, and B2B revenue grew 38%, which it attributed mainly to higher unit prices. Software revenue was $204.6 million, up 5%.
The company reported net cash provided by operating activities of $632,964 thousand for the year ended September 30, 2024. It used $821,702 thousand for repurchases of common stock in the same annual period.
The company provided guidance for fiscal 2025 with revenue of $1.98 billion, GAAP net income of $624 million, and GAAP EPS of $25.05. It gave non-GAAP net income of $712 million and non-GAAP EPS of $28.58.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Q4 revenue of $453.8 million, up 16%

The company said revenue for Q4 ended September 30, 2024 rose to $453.8 million, up 16% from $389.7 million a year earlier. Net income for the same quarter was $135.7 million, and diluted earnings per share were $5.44.

Source · Based on the filing body and exhibits

Scores revenue up 27%, Software revenue up 5%

The company said Scores revenue for Q4 rose 27% to $249.2 million, and B2B revenue grew 38%, which it attributed mainly to higher unit prices. Software revenue was $204.6 million, up 5%.

Source · Based on the filing body and exhibits

Operating cash flow of $632,964 thousand, buybacks of $821,702 thousand

The company reported net cash provided by operating activities of $632,964 thousand for the year ended September 30, 2024. It used $821,702 thousand for repurchases of common stock in the same annual period.

Source · Based on the filing body and exhibits

Fiscal 2025 outlook: revenue of $1.98 billion

The company provided guidance for fiscal 2025 with revenue of $1.98 billion, GAAP net income of $624 million, and GAAP EPS of $25.05. It gave non-GAAP net income of $712 million and non-GAAP EPS of $28.58.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

View the original filing on SEC EDGAR ↗

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