AI English summary of an SEC filing — figures as filed
Fair Isaac FICOFair Isaac said total revenues for fiscal 2025 were $2.0 billion, a 16% increase from fiscal 2024, operating income was $924.9 million, a 26% increase, net income was $651.9 million, a 27% increase, and diluted EPS was $26.54, a 30% increase.
Key points
AI summaryFair Isaac said total revenues for fiscal 2025 were $2.0 billion, a 16% increase from fiscal 2024, operating income was $924.9 million, a 26% increase, net income was $651.9 million, a 27% increase, and diluted EPS was $26.54, a 30% increase.
The company said Scores segment revenues increased $248.9 million in fiscal 2025 and cited higher unit price, an increase in volume of mortgage originations, and a multi-year license renewal on its insurance score product as factors for the $236.7 million increase in B2B scores revenue.
Fair Isaac said Software segment operating income decreased $9.8 million in fiscal 2025 and segment operating income as a percentage of segment revenue declined to 30% from 32%, citing increases in third-party data center hosting costs and personnel and labor costs.
The company said it issued $1.5 billion of senior notes in fiscal 2025 and used the net proceeds to repay in full the outstanding balances on its term loans, total debt was $3.1 billion as of September 30, 2025, and total share repurchases were $1.4 billion.
Key figures
Fiscal year ended September 30, 2025
- Revenue
- $2.0B
- Operating income
- $925M
- Net income
- $652M
- EPS
- $26.54
- Operating cash flow
- $779M
From the XBRL financial data filed with the SEC · not processed by AI.
Summary
AI-writtenAnalysis scope · Management's discussion (MD&A)We analyzed excerpts of the Management's Discussion and Analysis (MD&A) section (with omissions). Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.
Annual revenues, operating income and net income increase
Fair Isaac said total revenues for fiscal 2025 were $2.0 billion, a 16% increase from fiscal 2024, operating income was $924.9 million, a 26% increase, net income was $651.9 million, a 27% increase, and diluted EPS was $26.54, a 30% increase.
Source · Based on the MD&A text of the filing
Scores segment revenues increase $248.9 million
The company said Scores segment revenues increased $248.9 million in fiscal 2025 and cited higher unit price, an increase in volume of mortgage originations, and a multi-year license renewal on its insurance score product as factors for the $236.7 million increase in B2B scores revenue.
Source · Based on the MD&A text of the filing
Software segment operating income decreases $9.8 million
Fair Isaac said Software segment operating income decreased $9.8 million in fiscal 2025 and segment operating income as a percentage of segment revenue declined to 30% from 32%, citing increases in third-party data center hosting costs and personnel and labor costs.
Source · Based on the MD&A text of the filing
Senior notes of $1.5 billion issued and shares repurchased
The company said it issued $1.5 billion of senior notes in fiscal 2025 and used the net proceeds to repay in full the outstanding balances on its term loans, total debt was $3.1 billion as of September 30, 2025, and total share repurchases were $1.4 billion.
Source · Based on the MD&A text of the filing
AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.
Original filing
The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.
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