Fair Isaac said total revenues for the quarter ended June 30, 2025 were $536.4 million, a 20% increase from the prior year quarter, operating income was $262.5 million, a 38% increase, and net income was $181.8 million, a 44% increase.

1. 01

   Fair Isaac said total revenues for the quarter ended June 30, 2025 were $536.4 million, a 20% increase from the prior year quarter, operating income was $262.5 million, a 38% increase, and net income was $181.8 million, a 44% increase.

2. 02

   Fair Isaac said Scores segment revenues for B2B increased $324.3 million, a 34% increase, and cited higher unit price, an increase in volume of mortgage originations and a multi-year license renewal in the U.S. recognized on its insurance score product as factors.

3. 03

   Fair Isaac said it issued $1.5 billion of senior notes and used the net proceeds to repay all outstanding balances on its term loans and revolving line of credit. Share repurchases were $511.3 million for the quarter and $878.1 million for the 9 months.

4. 04

   The company said cash and cash equivalents as of June 30, 2025 were $189.0 million and cash flows from operating activities for the 9 months were $555.1 million, an increase from $406.5 million in the prior year period.

Key figures

Quarter ended June 30, 2025

Revenue

$536M

Operating income

$263M

Net income

$182M

EPS

$7.40

Analysis scope · Management's discussion (MD&A)We analyzed excerpts of the Management's Discussion and Analysis (MD&A) section (with omissions). Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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