Fair Isaac said total revenues for the quarter ended December 31, 2024 were $440.0 million, a 15% increase from the prior-year quarter, and Scores segment revenues were $235.7 million, a 23% increase.

1. 01

   Fair Isaac said total revenues for the quarter ended December 31, 2024 were $440.0 million, a 15% increase from the prior-year quarter, and Scores segment revenues were $235.7 million, a 23% increase.

2. 02

   Fair Isaac said Scores segment revenues increased $43.6 million, of which the increase in B2B scores revenue was $42.0 million. The company cited higher unit price and an increase in volume of mortgage originations as factors for the B2B increase.

3. 03

   Fair Isaac said operating income for the quarter was $179.5 million, a 19% increase, net income was $152.5 million, a 26% increase, and diluted EPS was $6.14, a 28% increase.

4. 04

   The company said net cash provided by operating activities increased to $194.0 million during the quarter from $122.1 million in the prior year quarter. It added that during the quarter it expended $159.7 million under the July 2024 program for share repurchases, and as of December 31, 2024 it had $600.7 million remaining under the program.

Key figures

Quarter ended December 31, 2024

Revenue

$440M

Operating income

$180M

Net income

$153M

EPS

$6.14

Operating cash flow

$194M

Analysis scope · Management's discussion (MD&A)We analyzed the Management's Discussion and Analysis (MD&A) section. Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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