Everest said full-year 2025 net income was $1,591 million, net operating income was $1,875 million, net income ROE was 10.5% and net operating income ROE was 12.4%. Full-year 2024 net income was $1,373 million.

1. 01

   Everest said full-year 2025 net income was $1,591 million, net operating income was $1,875 million, net income ROE was 10.5% and net operating income ROE was 12.4%. Full-year 2024 net income was $1,373 million.

2. 02

   The company said net income for Q4 2025 was $446 million, net operating income was $549 million and diluted earnings per share were $10.77. For Q4 2024, it reported a net loss of $593 million and a net operating loss of $780 million.

3. 03

   The company said that gross written premium for 2025 was $17.7 billion, down 3.1% year over year on a comparable basis, and that the Group combined ratio was 98.6% (102.3% in 2024).

4. 04

   The company said it repurchased 2,394,763 common shares for $797 million during full-year 2025. It said repurchases in Q4 totaled $397 million. Book value per share was $379.83 as of December 31, 2025 ($322.97 as of December 31, 2024).

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the opening part of the filing body and confirmed exhibits, within a length limit. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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