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Equifax logoEquifax EFX

The company said its fourth-quarter revenue for Q4 2025 rose to $1,550.6 million, up 9% from a year earlier, and its diluted EPS for the same quarter was $1.44 ($1.39 a year earlier).

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. The company said its fourth-quarter revenue for Q4 2025 rose to $1,550.6 million, up 9% from a year earlier, and its diluted EPS for the same quarter was $1.44 ($1.39 a year earlier).

  2. Equifax said it posted full-year 2025 revenue of $6,074.5 million and net income attributable to Equifax of $660.3 million ($604.1 million a year earlier), and that its adjusted EBITDA margin was 31.9% (32.3% in 2024).

  3. Equifax said its free cash flow for 2025 was $1.13 billion. It returned $561 million to shareholders in Q4, repurchasing 2.3 million shares for $500 million under its $3 billion share repurchase program.

  4. The company set its midpoint of full-year 2026 revenue guidance at $6.72 billion and its Adjusted EPS guidance at $8.50 per share. The guidance reflects an assumption that the U.S. mortgage market will decline by low single digits and that 100% of mortgage credit scores will be FICO Scores, the company said.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Q4 2025 Revenue $1.551 billion

The company said its fourth-quarter revenue for Q4 2025 rose to $1,550.6 million, up 9% from a year earlier, and its diluted EPS for the same quarter was $1.44 ($1.39 a year earlier).

Source · Based on the filing body and exhibits

Equifax 2025 Net Income and Adjusted EBITDA Margin

Equifax said it posted full-year 2025 revenue of $6,074.5 million and net income attributable to Equifax of $660.3 million ($604.1 million a year earlier), and that its adjusted EBITDA margin was 31.9% (32.3% in 2024).

Source · Based on the filing body and exhibits

2025 Free Cash Flow and Q4 Shareholder Returns

Equifax said its free cash flow for 2025 was $1.13 billion. It returned $561 million to shareholders in Q4, repurchasing 2.3 million shares for $500 million under its $3 billion share repurchase program.

Source · Based on the filing body and exhibits

Equifax 2026 Full-Year Guidance

The company set its midpoint of full-year 2026 revenue guidance at $6.72 billion and its Adjusted EPS guidance at $8.50 per share. The guidance reflects an assumption that the U.S. mortgage market will decline by low single digits and that 100% of mortgage credit scores will be FICO Scores, the company said.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.