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AI English summary of an SEC filing — figures as filed

Equifax logoEquifax EFX

The company said revenue for Q3 2025 was $1,544.9 million, up 7% from a year earlier, and net income attributable to Equifax was $160.2 million, up 13% from $141.3 million.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. The company said revenue for Q3 2025 was $1,544.9 million, up 7% from a year earlier, and net income attributable to Equifax was $160.2 million, up 13% from $141.3 million.

  2. Equifax said Workforce Solutions revenue for Q3 rose to $649.4 million, up 5%, USIS revenue rose to $530.2 million, up 11%, and International revenue rose to $365.3 million, up 6%.

  3. The company said it returned about $360 million to shareholders in Q3, including repurchasing 1.2 million shares for $300 million. It also said it raised its 2025 free cash flow outlook to between $950 million and $975 million from $900+ million.

  4. The company set its full-year 2025 reported revenue outlook at $6.030 billion to $6.060 billion and its full-year Adjusted EPS outlook at $7.55 to $7.65 per share. Its reported revenue outlook for Q4 is $1.506 billion to $1.536 billion.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the opening part of the filing body and confirmed exhibits, within a length limit. This is not a review of other exhibits, investor presentations or the full earnings call.

Q3 2025 Revenue and Net Income

The company said revenue for Q3 2025 was $1,544.9 million, up 7% from a year earlier, and net income attributable to Equifax was $160.2 million, up 13% from $141.3 million.

Source · Based on the filing body and exhibits

Segment Revenue Growth for Q3

Equifax said Workforce Solutions revenue for Q3 rose to $649.4 million, up 5%, USIS revenue rose to $530.2 million, up 11%, and International revenue rose to $365.3 million, up 6%.

Source · Based on the filing body and exhibits

Shareholder Returns and Full-Year Free Cash Flow Outlook

The company said it returned about $360 million to shareholders in Q3, including repurchasing 1.2 million shares for $300 million. It also said it raised its 2025 free cash flow outlook to between $950 million and $975 million from $900+ million.

Source · Based on the filing body and exhibits

Q4 2025 Results and Full-Year Outlook

The company set its full-year 2025 reported revenue outlook at $6.030 billion to $6.060 billion and its full-year Adjusted EPS outlook at $7.55 to $7.65 per share. Its reported revenue outlook for Q4 is $1.506 billion to $1.536 billion.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.