Equifax said revenue for Q2 2025 increased $106.5 million (7%) and revenue for the first six months increased $159.1 million (6%). The company said foreign exchange rates decreased revenue by $5.9 million in Q2 and by $25.9 million for the first six months.

10-QQuarterly reportFiled Jul 22, 2025Period of report Jun 30, 2025Summary published (UTC) Oct 11, 2026

Key points

AI summary

Equifax said revenue for Q2 2025 increased $106.5 million (7%) and revenue for the first six months increased $159.1 million (6%). The company said foreign exchange rates decreased revenue by $5.9 million in Q2 and by $25.9 million for the first six months.
Equifax said total company operating margin increased 0.5 percentage points in Q2 and 0.4 percentage points for the first six months. Operating margin for Q2 was 22.6% for USIS (compared to 20.6% in the prior year period), 46.4% for Workforce Solutions (compared to 44.5%) and 10.9% for International (compared to 11.9%).
Equifax said on April 21, 2025 the Board of Directors approved an authorization to repurchase up to $3 billion of common stock. The company repurchased 479,506 shares for $127.4 million during the first six months, and as of June 30 approximately $2.9 billion was available for future purchases. Dividends paid in the first six months were $110.5 million, or $0.89 per share.
Equifax said as of June 30, 2025 it held cash and cash equivalents of $189.0 million and $1.3 billion available to borrow under its Revolver. At the same date, the outstanding balance of commercial paper was $169.2 million and approximately 97% of debt was at fixed rates.

Key figures

Quarter ended June 30, 2025

Revenue: $1.5B
Operating income: $311M
Net income: $191M
EPS: $1.53

From the XBRL financial data filed with the SEC · not processed by AI.

Summary

AI-written

Analysis scope · Management's discussion (MD&A)We analyzed the Management's Discussion and Analysis (MD&A) section. Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.

Q2 2025 and First-Half Revenue Growth

Equifax said revenue for Q2 2025 increased $106.5 million (7%) and revenue for the first six months increased $159.1 million (6%). The company said foreign exchange rates decreased revenue by $5.9 million in Q2 and by $25.9 million for the first six months.

Source · Based on the MD&A text of the filing

Operating Margin and Segment Composition

Equifax said total company operating margin increased 0.5 percentage points in Q2 and 0.4 percentage points for the first six months. Operating margin for Q2 was 22.6% for USIS (compared to 20.6% in the prior year period), 46.4% for Workforce Solutions (compared to 44.5%) and 10.9% for International (compared to 11.9%).

Source · Based on the MD&A text of the filing

Shareholder Returns: Share Repurchase Authorization and Dividends

Equifax said on April 21, 2025 the Board of Directors approved an authorization to repurchase up to $3 billion of common stock. The company repurchased 479,506 shares for $127.4 million during the first six months, and as of June 30 approximately $2.9 billion was available for future purchases. Dividends paid in the first six months were $110.5 million, or $0.89 per share.

Source · Based on the MD&A text of the filing

Liquidity and Debt Structure

Equifax said as of June 30, 2025 it held cash and cash equivalents of $189.0 million and $1.3 billion available to borrow under its Revolver. At the same date, the outstanding balance of commercial paper was $169.2 million and approximately 97% of debt was at fixed rates.

Source · Based on the MD&A text of the filing

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

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