The company said its domestic credit card net charge-offs for the month ended September 30, 2026 were $787 million, with a net charge-off rate of 3.66%. Average loans held for investment were $257,744 million.

1. 01

   The company said its domestic credit card net charge-offs for the month ended September 30, 2026 were $787 million, with a net charge-off rate of 3.66%. Average loans held for investment were $257,744 million.

2. 02

   The company said domestic credit card performing delinquencies of 30 or more days (30+ day performing delinquencies) were $9,741 million, with a delinquency rate of 3.74%, as of September 30, 2026. Period-end loans held for investment were $260,252 million.

3. 03

   The company said auto loan net charge-offs in its Consumer Banking segment for the month ended September 30, 2026 were $125 million, with a net charge-off rate of 1.62%. Average loans held for investment were $92,450 million.

4. 04

   The company said auto loans with performing delinquencies of 30 or more days were $4,314 million, a delinquency rate of 4.64%, as of September 30, 2026, and nonperforming loans were $603 million, a nonperforming loan rate of 0.65%.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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