The company said net income for Q3 2026 was $3.5 billion, or $5.61 per diluted common share, compared with $3.0 billion ($4.73) in Q2 2026 and $3.2 billion ($4.83) in Q3 2025.

1. 01

   The company said net income for Q3 2026 was $3.5 billion, or $5.61 per diluted common share, compared with $3.0 billion ($4.73) in Q2 2026 and $3.2 billion ($4.83) in Q3 2025.

2. 02

   Capital One said adjusted diluted earnings per common share for Q3 were $6.69. It cited acquisition amortization expenses of $483 million, Discover integration expenses of $338 million and Brex integration expenses of $47 million as adjusting items, all on a pre-tax basis.

3. 03

   The company said total net revenue rose 3% from Q2 to $16.3 billion in Q3, and non-interest expense fell 2% to $8.9 billion. Its provision for credit losses decreased $73 million to $2.9 billion, including net charge-offs of $3.1 billion and a loan reserve release of $225 million.

4. 04

   The company said period-end loans held for investment rose $5.4 billion to $462.5 billion in Q3, while period-end total deposits fell $3.6 billion to $480.7 billion. Its Common equity Tier 1 capital ratio under the Basel III Standardized Approach was 13.8% as of September 30, 2026, and these regulatory capital metrics are preliminary.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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