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AI English summary of an SEC filing — figures as filed

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Capital One disclosed that for the month ended May 31, 2026, net charge-offs for domestic credit card loans were $1,022 million, with a net charge-off rate of 4.82%.

8-KRegulation FD DisclosureFiled Period of report Summary published (UTC)

Key points

AI summary
  1. Capital One disclosed that for the month ended May 31, 2026, net charge-offs for domestic credit card loans were $1,022 million, with a net charge-off rate of 4.82%.

  2. The company said that as of May 31, 2026, 30+ day performing delinquencies for domestic credit card loans were $8,582 million, with a delinquency rate of 3.33%.

  3. Capital One disclosed that for the month ended May 31, 2026, net charge-offs for consumer banking auto loans were $105 million, with a net charge-off rate of 1.45%.

  4. The company said that as of May 31, 2026, 30+ day performing delinquencies for auto loans were $3,730 million with a delinquency rate of 4.24%, and nonperforming loans were $549 million with a rate of 0.62%.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Domestic Credit Card Monthly Net Charge-Off Rate 4.82%

Capital One disclosed that for the month ended May 31, 2026, net charge-offs for domestic credit card loans were $1,022 million, with a net charge-off rate of 4.82%.

Source · Based on the filing body and exhibits

Domestic Credit Card 30+ Day Delinquency Rate 3.33%

The company said that as of May 31, 2026, 30+ day performing delinquencies for domestic credit card loans were $8,582 million, with a delinquency rate of 3.33%.

Source · Based on the filing body and exhibits

Auto Loan Monthly Net Charge-Off Rate 1.45%

Capital One disclosed that for the month ended May 31, 2026, net charge-offs for consumer banking auto loans were $105 million, with a net charge-off rate of 1.45%.

Source · Based on the filing body and exhibits

Auto Loan Delinquencies and Nonperforming Loans

The company said that as of May 31, 2026, 30+ day performing delinquencies for auto loans were $3,730 million with a delinquency rate of 4.24%, and nonperforming loans were $549 million with a rate of 0.62%.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.