Capital One said that as of the month ended August 31, 2025, net charge-offs on domestic credit card loans were $989 million and the net charge-off rate was 4.70%.

8-KRegulation FD DisclosureFiled Sep 15, 2025Period of report Sep 12, 2025Summary published (UTC) Oct 12, 2026

Key points

AI summary

Capital One said that as of the month ended August 31, 2025, net charge-offs on domestic credit card loans were $989 million and the net charge-off rate was 4.70%.
The company said that as of August 31, 2025, 30+ day performing delinquencies on domestic credit card loans were $9,497 million and the delinquency rate was 3.73%.
Capital One said that as of the month ended August 31, 2025, net charge-offs on Consumer Banking auto loans were $107 million and the net charge-off rate was 1.58%.
The company said that as of August 31, 2025, 30+ day performing delinquencies on auto loans were $4,101 million (5.03%) and nonperforming loans were $587 million (0.72%).

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Domestic Credit Card Net Charge-Off Rate 4.70%

Capital One said that as of the month ended August 31, 2025, net charge-offs on domestic credit card loans were $989 million and the net charge-off rate was 4.70%.

Source · Based on the filing body and exhibits

Domestic Credit Card 30+ Day Delinquency Rate 3.73%

The company said that as of August 31, 2025, 30+ day performing delinquencies on domestic credit card loans were $9,497 million and the delinquency rate was 3.73%.

Source · Based on the filing body and exhibits

Auto Loan Net Charge-Off Rate 1.58%

Capital One said that as of the month ended August 31, 2025, net charge-offs on Consumer Banking auto loans were $107 million and the net charge-off rate was 1.58%.

Source · Based on the filing body and exhibits

Auto Loan Delinquency and Nonperforming Loan Status

The company said that as of August 31, 2025, 30+ day performing delinquencies on auto loans were $4,101 million (5.03%) and nonperforming loans were $587 million (0.72%).

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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