Capital One said it furnished the Monthly Charge-Off and Delinquency Metrics as of and for the month ended July 31, 2025 as Exhibit 99.1 pursuant to Item 7.01 Regulation FD Disclosure.

1. 01

   Capital One said it furnished the Monthly Charge-Off and Delinquency Metrics as of and for the month ended July 31, 2025 as Exhibit 99.1 pursuant to Item 7.01 Regulation FD Disclosure.

2. 02

   The company disclosed that for July, domestic credit card net charge-offs were $1,010 million, the net charge-off rate was 4.83%, 30+ day performing delinquencies were $9,324 million and the delinquency rate was 3.67%.

3. 03

   Capital One disclosed that average loans held for investment in domestic credit card were $251,212 million and period-end loans held for investment were $254,059 million, and that these amounts include billed finance charges and fees.

4. 04

   The company disclosed that for July, Consumer Banking auto net charge-offs were $106 million, the net charge-off rate was 1.59%, 30+ day performing delinquencies were $4,082 million with a delinquency rate of 5.05%, and nonperforming loans were $607 million with a nonperforming loan rate of 0.75%.

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Original filing

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