The company said it furnished its monthly charge-off and delinquency metrics for the month ended April 30, 2025 as Exhibit 99.1 under Item 7.01.

8-KRegulation FD DisclosureFiled May 15, 2025Period of report May 14, 2025Summary published (UTC) Oct 15, 2026

Key points

AI summary

The company said it furnished its monthly charge-off and delinquency metrics for the month ended April 30, 2025 as Exhibit 99.1 under Item 7.01.
The company said net charge-offs in its Domestic credit card portfolio were $702 million in April, with a net charge-off rate of 5.66%. Investment-purpose loans averaged $148,803 million and ended the period at $150,581 million.
The company said Domestic credit card 30+ day performing delinquencies at period-end were $5,946 million, with a delinquency rate of 3.95%. Nonperforming Loans were shown as N/A.
The company said Auto net charge-offs for April were $66 million, with a net charge-off rate of 1.01%. Its 30+ day performing delinquencies were $3,816 million, or 4.86%, and Nonperforming Loans were $564 million, or 0.72%.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Capital One Financial discloses monthly charge-off and delinquency metrics for April

The company said it furnished its monthly charge-off and delinquency metrics for the month ended April 30, 2025 as Exhibit 99.1 under Item 7.01.

Source · Based on the filing body and exhibits

Domestic credit card net charge-offs at $702 million, net charge-off rate at 5.66%

The company said net charge-offs in its Domestic credit card portfolio were $702 million in April, with a net charge-off rate of 5.66%. Investment-purpose loans averaged $148,803 million and ended the period at $150,581 million.

Source · Based on the filing body and exhibits

Domestic credit card 30+ day performing delinquencies at $5,946 million, delinquency rate at 3.95%

The company said Domestic credit card 30+ day performing delinquencies at period-end were $5,946 million, with a delinquency rate of 3.95%. Nonperforming Loans were shown as N/A.

Source · Based on the filing body and exhibits

Auto net charge-off rate at 1.01%, delinquency rate at 4.86%, Nonperforming Loans at $564 million

The company said Auto net charge-offs for April were $66 million, with a net charge-off rate of 1.01%. Its 30+ day performing delinquencies were $3,816 million, or 4.86%, and Nonperforming Loans were $564 million, or 0.72%.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

View the original filing on SEC EDGAR ↗

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