The company said net charge-offs for domestic credit card loans were $790 million and the net charge-off rate was 6.35% for the month ended February 2025. Average loans held for investment were $149,427 million.

1. 01

   The company said net charge-offs for domestic credit card loans were $790 million and the net charge-off rate was 6.35% for the month ended February 2025. Average loans held for investment were $149,427 million.

2. 02

   Capital One said domestic credit card 30+ day performing delinquencies were $6,714 million, and the delinquency rate was 4.52%, as of February 28, 2025. Period-end loans held for investment were $148,397 million.

3. 03

   The company reported net charge-offs of $95 million for auto loans, and a net charge-off rate of 1.48%, for the month ended February 2025. As of February 28, auto loans 30+ days past due totaled $3,863 million, and the delinquency rate was 5.02%.

4. 04

   The company said average held-for-investment auto loans were $77,388 million for the month ended February 2025, and period-end balances were $77,023 million as of February 28. As of the same date, nonperforming loans were $642 million, and the nonperforming loan rate was 0.83%.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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