Capital One said that for the month ended April 30, 2024, average loans held for investment in its Domestic credit card portfolio were $142,500 million and period-end loans were $144,275 million. Net charge-offs were $721 million, and the net charge-off rate was 6.07%.

1. 01

   Capital One said that for the month ended April 30, 2024, average loans held for investment in its Domestic credit card portfolio were $142,500 million and period-end loans were $144,275 million. Net charge-offs were $721 million, and the net charge-off rate was 6.07%.

2. 02

   The company said that as of April 30, 2024, Domestic credit card 30+ day performing delinquencies were $6,109 million, and the delinquency rate was 4.23%. It said the delinquency rate is calculated by dividing period-end delinquent loans by period-end loans held for investment.

3. 03

   Capital One said that for the month ended April 30, 2024, average loans held for investment in its Consumer Banking Auto loan portfolio were $73,880 million and period-end loans were $73,984 million. Net charge-offs were $102 million, and the net charge-off rate was 1.65%.

4. 04

   The company said that as of April 30, 2024, Auto loans 30+ day performing delinquencies were $3,876 million, a delinquency rate of 5.24%, and nonperforming loans were $589 million, a nonperforming loan rate of 0.80%.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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