Centene said its GAAP diluted loss per share for Q3 2026 was $(0.14) and its adjusted diluted earnings per share (EPS) was $0.58. Premium and service revenues for the same quarter were $45.1 billion, up 0.5% from a year earlier.

10-QQuarterly reportFiled Oct 27, 2026Period of report Sep 30, 2026Summary published (UTC) Oct 27, 2026

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Centene said its GAAP diluted loss per share for Q3 2026 was $(0.14) and its adjusted diluted earnings per share (EPS) was $0.58. Premium and service revenues for the same quarter were $45.1 billion, up 0.5% from a year earlier.
The company said its HBR was 92.7% for Q3 2026, the same as in 2025. Its adjusted SG&A expense ratio was 6.5% in Q3 2025, compared with 7.0%. The company cited cost management and growth in its PDP business as factors.
Centene said operating activities provided $4.3 billion of cash in the 9 months ended September 30, 2026 ($4.7 billion a year earlier). It said operating cash flows used cash of $3.7 billion in Q3, driven by the timing of pass through payments.
Centene said it repurchased $1.8 billion in face value of its senior notes in 2026 over 9 months. It said its debt-to-capital ratio was 41.1% as of September 30, 2026 (46.5% as of December 31, 2025).

Summary

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Analysis scope · Management's discussion (MD&A)We analyzed the Management's Discussion and Analysis (MD&A) section. Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.

Centene QQ3 2026 GAAP loss and adjusted EPS

Centene said its GAAP diluted loss per share for Q3 2026 was $(0.14) and its adjusted diluted earnings per share (EPS) was $0.58. Premium and service revenues for the same quarter were $45.1 billion, up 0.5% from a year earlier.

Source · Based on the MD&A text of the filing

Q3 HBR 92.7% and adjusted SG&A ratio 6.5%

The company said its HBR was 92.7% for Q3 2026, the same as in 2025. Its adjusted SG&A expense ratio was 6.5% in Q3 2025, compared with 7.0%. The company cited cost management and growth in its PDP business as factors.

Source · Based on the MD&A text of the filing

9-month operating cash flow and Q3 cash use

Centene said operating activities provided $4.3 billion of cash in the 9 months ended September 30, 2026 ($4.7 billion a year earlier). It said operating cash flows used cash of $3.7 billion in Q3, driven by the timing of pass through payments.

Source · Based on the MD&A text of the filing

Senior notes repurchases and debt-to-capital ratio

Centene said it repurchased $1.8 billion in face value of its senior notes in 2026 over 9 months. It said its debt-to-capital ratio was 41.1% as of September 30, 2026 (46.5% as of December 31, 2025).

Source · Based on the MD&A text of the filing

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AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

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