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AI English summary of an SEC filing — figures as filed

Cigna logoCigna CI

Cigna said total revenues for Q3 2025 increased 10% to $69.7 billion, shareholders' net income was $1.9 billion, or $6.98 per share, and adjusted income from operations was $2.1 billion, or $7.83 per share.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. Cigna said total revenues for Q3 2025 increased 10% to $69.7 billion, shareholders' net income was $1.9 billion, or $6.98 per share, and adjusted income from operations was $2.1 billion, or $7.83 per share.

  2. The company said Evernorth Health Services adjusted revenues for Q3 2025 increased 15% to $60,391 million, and adjusted income from operations, pre-tax, increased 1% to $1,903 million.

  3. Cigna said the Cigna Healthcare medical care ratio for Q3 2025 was 84.8%, compared with 82.8% in the prior year quarter, and adjusted income from operations, pre-tax, decreased 12%. Adjusted revenues decreased 18%, which the company cited as primarily reflecting the impact of the HCSC transaction.

  4. The company reaffirmed its full-year 2025 outlook for adjusted income from operations per share of at least $29.60 and said its Cigna Healthcare medical care ratio outlook is 83.2% to 84.2%.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Q3 2025 Total Revenues $69.7 billion, Adjusted Income from Operations $2.1 billion

Cigna said total revenues for Q3 2025 increased 10% to $69.7 billion, shareholders' net income was $1.9 billion, or $6.98 per share, and adjusted income from operations was $2.1 billion, or $7.83 per share.

Source · Based on the filing body and exhibits

Evernorth Health Services Adjusted Revenues Up 15%

The company said Evernorth Health Services adjusted revenues for Q3 2025 increased 15% to $60,391 million, and adjusted income from operations, pre-tax, increased 1% to $1,903 million.

Source · Based on the filing body and exhibits

Cigna Healthcare Medical Care Ratio 84.8%, HCSC Transaction Impact

Cigna said the Cigna Healthcare medical care ratio for Q3 2025 was 84.8%, compared with 82.8% in the prior year quarter, and adjusted income from operations, pre-tax, decreased 12%. Adjusted revenues decreased 18%, which the company cited as primarily reflecting the impact of the HCSC transaction.

Source · Based on the filing body and exhibits

Full-Year 2025 Adjusted Income from Operations Per Share Outlook Reaffirmed

The company reaffirmed its full-year 2025 outlook for adjusted income from operations per share of at least $29.60 and said its Cigna Healthcare medical care ratio outlook is 83.2% to 84.2%.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.