Chubb said net income attributable to Chubb for Q3 2025 was $2.8 billion, compared with $2.3 billion in the prior year period. The company said consolidated net premiums written were $14.87 billion, up 7.5%, or 6.8% in constant dollars.

1. 01

   Chubb said net income attributable to Chubb for Q3 2025 was $2.8 billion, compared with $2.3 billion in the prior year period. The company said consolidated net premiums written were $14.87 billion, up 7.5%, or 6.8% in constant dollars.

2. 02

   Chubb said the P&C combined ratio increased for the nine months ended September 30, 2025, citing California wildfire losses of $1.47 billion, including the impact of net ceded reinstatement premiums of $37 million on the expense ratio. It said the Q3 combined ratio decreased.

3. 03

   Chubb said Chubb INA issued $1.25 billion of 4.90% senior notes due August 2035 in August 2025. The company repurchased $2.3 billion of Common Shares in the 9 months of 2025, and said $3.5 billion remained available for repurchase under its authorization as of October 27, 2025.

4. 04

   Chubb said operating cash flow for the 9 months ended September 30, 2025 was $8.8 billion, compared with $11.6 billion in the prior year period. Cash used in investing activities was $8.9 billion, and cash used in financing activities was $189 million.

Key figures

Quarter ended September 30, 2025

Revenue

$16.1B

Net income

$2.8B

EPS

$6.99

Analysis scope · Management's discussion (MD&A)We analyzed excerpts of the Management's Discussion and Analysis (MD&A) section (with omissions). Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.