Citigroup reported net income of $4.0 billion for Q2 2025, or $1.96 per diluted share, on revenues of $21.7 billion. This compared to net income of $3.2 billion for the prior-year period, or $1.52 per diluted share, on revenues of $20.0 billion.

1. 01

   Citigroup reported net income of $4.0 billion for Q2 2025, or $1.96 per diluted share, on revenues of $21.7 billion. This compared to net income of $3.2 billion for the prior-year period, or $1.52 per diluted share, on revenues of $20.0 billion.

2. 02

   The company said operating expenses for Q2 were $13.6 billion, up 2%, and cost of credit was $2.9 billion, up 16%. Total allowance for credit losses was approximately $23.7 billion at quarter end.

3. 03

   The company said Services revenues for Q2 were $5.1 billion, up 8%, and Markets revenues were $5.9 billion, up 16%. Markets saw growth in both Fixed Income and Equity markets revenues.

4. 04

   The company said it returned approximately $3.1 billion to common shareholders during the quarter in the form of dividends and share repurchases. Its preliminary CET1 Capital ratio was 13.5% at quarter end, compared to 13.4% at the end of the prior quarter.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the opening part of the filing body and confirmed exhibits, within a length limit. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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