Citi said its Board of Directors on November 19, 2025 appointed Gonzalo Luchetti, head of U.S. Personal Banking, as Chief Financial Officer, effective in early March 2026. He will replace Mark A. L. Mason.

1. 01

   Citi said its Board of Directors on November 19, 2025 appointed Gonzalo Luchetti, head of U.S. Personal Banking, as Chief Financial Officer, effective in early March 2026. He will replace Mark A. L. Mason.

2. 02

   The company said Mark Mason will remain CFO until early March 2026, after which he will become Executive Vice Chair and Senior Executive Advisor to Chair and CEO Jane Fraser, advising on strategic initiatives, including preparation for the Investor Day.

3. 03

   Citi said Luchetti joined the company in 2006 and has led U.S. Personal Banking since 2021. During his tenure, the business recorded 12 consecutive quarters of positive operating leverage, a 14.5% RoTCE for Q3 2025, and a year-to-date RoTCE of 13.0%.

4. 04

   The company said Retail Banking will be integrated into Wealth, with Kate Luft leading it, and Branded Cards and Retail Services will be combined into U.S. Consumer Cards, led by Pam Habner. The card business serves more than 70 million customers.

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Original filing

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