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AI English summary of an SEC filing — figures as filed

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Brown & Brown said GAAP total revenues for Q3 2025 were $1.6 billion, an increase of $420 million or 35.4% compared to the same quarter in the prior year, with Organic Revenue increasing 3.5%.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. Brown & Brown said GAAP total revenues for Q3 2025 were $1.6 billion, an increase of $420 million or 35.4% compared to the same quarter in the prior year, with Organic Revenue increasing 3.5%.

  2. The company said net income attributable to the Company for Q3 2025 was $227 million, a decrease of $7 million or 3.0%, diluted net income per share decreased to $0.68 or 16.0%, and Diluted Net Income Per Share - Adjusted increased to $1.05 or 15.4%, each compared to the same quarter in the prior year.

  3. Brown & Brown said EBITDAC - Adjusted for Q3 2025 was $587 million, an increase of 41.8%, with EBITDAC Margin - Adjusted at 36.6% compared to 34.9% in the same quarter of the prior year. Income Before Income Taxes Margin for the quarter decreased to 19.4% from 26.7%.

  4. The company said it used $7,659 million for payments for businesses acquired, net of cash acquired, in investing activities during the 9 months ended 2025, and recorded $4,192 million in proceeds from long-term debt and $4,315 million in proceeds from issuance of common stock, net of expenses, in financing activities.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Q3 2025 GAAP Total Revenues $1.6 billion, Organic Revenue Growth 3.5%

Brown & Brown said GAAP total revenues for Q3 2025 were $1.6 billion, an increase of $420 million or 35.4% compared to the same quarter in the prior year, with Organic Revenue increasing 3.5%.

Source · Based on the filing body and exhibits

Q3 Net Income Attributable to the Company $227 million, Diluted Net Income Per Share $0.68

The company said net income attributable to the Company for Q3 2025 was $227 million, a decrease of $7 million or 3.0%, diluted net income per share decreased to $0.68 or 16.0%, and Diluted Net Income Per Share - Adjusted increased to $1.05 or 15.4%, each compared to the same quarter in the prior year.

Source · Based on the filing body and exhibits

Q3 EBITDAC - Adjusted $587 million, EBITDAC Margin - Adjusted 36.6%

Brown & Brown said EBITDAC - Adjusted for Q3 2025 was $587 million, an increase of 41.8%, with EBITDAC Margin - Adjusted at 36.6% compared to 34.9% in the same quarter of the prior year. Income Before Income Taxes Margin for the quarter decreased to 19.4% from 26.7%.

Source · Based on the filing body and exhibits

9 Months Net Payments for Businesses Acquired $7,659 million, Accession Acquisition Financing

The company said it used $7,659 million for payments for businesses acquired, net of cash acquired, in investing activities during the 9 months ended 2025, and recorded $4,192 million in proceeds from long-term debt and $4,315 million in proceeds from issuance of common stock, net of expenses, in financing activities.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.