The company said net income applicable to common shareholders was $5.3 billion ($7.40 per diluted common share), including notable items. Excluding notable items, it was $5.4 billion (Non-GAAP), or $7.50 (Non-GAAP) per diluted common share, in 2025. In 2024, net income was $4.3 billion ($5.80 per diluted common share).

1. 01

   The company said net income applicable to common shareholders was $5.3 billion ($7.40 per diluted common share), including notable items. Excluding notable items, it was $5.4 billion (Non-GAAP), or $7.50 (Non-GAAP) per diluted common share, in 2025. In 2024, net income was $4.3 billion ($5.80 per diluted common share).

2. 02

   BNY said fee revenue rose 6% in 2025 compared with 2024, and net interest income increased 15%. The company cited the reinvestment of maturing investment securities at higher yields and balance sheet growth as drivers of the net interest income increase, partially offset by deposit margin compression.

3. 03

   The company said AUC/A stood at $59.3 trillion as of December 31, 2025, up 14% from $52.1 trillion as of December 31, 2024. AUM totaled $2.18 trillion, up 7% from $2.03 trillion, and the company cited higher market values and the impact of a weaker U.S. dollar as factors.

4. 04

   The company said its CET1 ratio under the Standardized Approach was 11.9% as of December 31, 2025, up from 11.2% as of December 31, 2024. Its Tier 1 leverage ratio rose to 6.0% from 5.7%. The company cited capital generated through earnings as the driver of the increases, partially offset by capital returned through common stock repurchases and dividends.

Key figures

Fiscal year ended December 31, 2025

Revenue

$20.1B

Net income

$5.5B

EPS

$7.40

Operating cash flow

$6.7B

Analysis scope · Management's discussion (MD&A)We analyzed excerpts of the Management's Discussion and Analysis (MD&A) section (with omissions). Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.