American Express said total revenues net of interest expense for Q3 2026 rose to $20.1 billion, up 9% from a year earlier. Net income was $3.7 billion, and diluted earnings per common share (EPS) was $5.42, up 31% from $4.14 a year earlier.

1. 01

   American Express said total revenues net of interest expense for Q3 2026 rose to $20.1 billion, up 9% from a year earlier. Net income was $3.7 billion, and diluted earnings per common share (EPS) was $5.42, up 31% from $4.14 a year earlier.

2. 02

   The company said adjusted net income for Q3 was $3.2 billion, and adjusted EPS was $4.68, up 13% from a year earlier. The figures exclude the pre-tax gain of $982 million ($751 million after tax) from the sale of its equity interest in Global Business Travel Group, Inc. (GBTG), net of the portion of the gain used to fund restructuring.

3. 03

   The company said provisions for credit losses for Q3 were $1.0 billion, down from $1.3 billion a year earlier. It said the decrease reflected a reserve release, compared with a reserve build a year earlier. The net write-off rate was 1.8%, compared with 1.9% a year earlier.

4. 04

   The company said it is raising its full-year EPS guidance to between $18.30 and $18.60 ($17.60 to $17.90 adjusted). It also said it is on track to deliver full-year revenue growth of 10%.

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AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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