The company said total U.S. Consumer Card balances were $114.3 billion as of September 30, 2026, and the 30 days past due rate was 1.2% of total balances. For August 31, balances were $114.2 billion and the rate was 1.1%.

1. 01

   The company said total U.S. Consumer Card balances were $114.3 billion as of September 30, 2026, and the 30 days past due rate was 1.2% of total balances. For August 31, balances were $114.2 billion and the rate was 1.1%.

2. 02

   The company reported that the 30 days past due rate for U.S. Small Business Card balances was 1.4% as of September 30, 2026, and that the principal-only net write-off rate was 2.1% for September, 2.2% for August and 2.6% for July. The company said the 3-month net write-off rate for the period ended September 30, 2026 was 2.3%.

3. 03

   The company said combined held-for-investment Card balances for U.S. Consumer and U.S. Small Business were $159.2 billion as of July 31, 2026, $160.3 billion as of August 31 and $160.9 billion as of September 30.

4. 04

   The company reported that for the Lending Trust, the ending total principal balance was $24.7 billion and the annualized default rate, net of recoveries, was 1.0% for the period from September 1, 2026 through September 30. The company said total 30+ days delinquent was $0.2 billion in all three periods.

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AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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