American Express said total U.S. Consumer Card Member loans were $97.5 billion as of March 31, 2026, and the 30 days past due rate was 1.4%. The figures reflect only loans held for investment and exclude loans held for sale.

1. 01

   American Express said total U.S. Consumer Card Member loans were $97.5 billion as of March 31, 2026, and the 30 days past due rate was 1.4%. The figures reflect only loans held for investment and exclude loans held for sale.

2. 02

   The company said the net write-off rate, principal only, for U.S. Consumer Card Member loans was 1.9% for January 2026, 2.0% for February and 2.2% for March, and 2.0% for the 3 months of Q1 2026 combined.

3. 03

   American Express said total U.S. Small Business Card Member loans were $32.2 billion as of March 31, 2026, with the 30 days past due rate at 1.7% and the net write-off rate, principal only, at 2.9%.

4. 04

   The company said combined held for investment Card Member loans for U.S. Consumer and U.S. Small Business were $129.7 billion as of March 31, 2026. The annualized default rate, net of recoveries, for the Lending Trust in March was 1.2%.

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