The company said Total Revenues Net of Interest Expense for Q3 rose 11% to $18.4 billion, net income was $2.9 billion, and diluted earnings per common share (EPS) was $4.14, up 19%.

1. 01

   The company said Total Revenues Net of Interest Expense for Q3 rose 11% to $18.4 billion, net income was $2.9 billion, and diluted earnings per common share (EPS) was $4.14, up 19%.

2. 02

   The company said Billed Business for Q3 rose 9% to $421.0 billion, or 8% on an FX-adjusted basis. The net write-off rate for Q3 was 1.9%, flat year-over-year.

3. 03

   The company said its provisions for credit losses for Q3 fell to $1.3 billion from $1.4 billion a year earlier, and total expenses rose 10% to $13.3 billion. The effective tax rate was 24.1%, compared with 21.8% a year earlier.

4. 04

   American Express said it raised its FY 2025 guidance to revenue growth of 9% to 10% and EPS of $15.20 to $15.50. It also said the number of new U.S. Platinum accounts acquired had doubled compared with pre-refresh levels.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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