American Express said U.S. Consumer Card Member loans total loans as of September 30, 2025 were $94.1 billion, and 30 days past due loans as a percentage of total were 1.4% (August 31 and July 31 were 1.3% respectively).

1. 01

   American Express said U.S. Consumer Card Member loans total loans as of September 30, 2025 were $94.1 billion, and 30 days past due loans as a percentage of total were 1.4% (August 31 and July 31 were 1.3% respectively).

2. 02

   The company said U.S. Consumer Card Member loans net write-off rate – principal only as of September 30, 2025 on a monthly basis was 1.9%, August 31 and July 31 were each 2.0%, and for the 3 months ended September 30, 2025 was 2.0%.

3. 03

   American Express said U.S. Small Business Card Member loans total loans as of September 30, 2025 were $30.7 billion, the delinquency rate 30 days or more past due was 1.6%, and the net write-off rate – principal only for September was 2.5% (3 months 2.6%).

4. 04

   The company said American Express Credit Account Master Trust ending total principal balance for September 2025 was $25.0 billion, and the annualized default rate, net of recoveries, was 1.3% (August 1.2%, July 1.1%).

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