AI English summary of an SEC filing — figures as filed
The company said the Federal Reserve set its preliminary Stress Capital Buffer requirement at 2.5%, effective from October 1, 2025 through September 30, 2026.
Key points
AI summaryThe company said the Federal Reserve set its preliminary Stress Capital Buffer requirement at 2.5%, effective from October 1, 2025 through September 30, 2026.
American Express said the 2.5% is the minimum SCB requirement under the applicable regulations and is consistent with the SCB it previously disclosed as in effect through September 30, 2025.
The company said the SCB requirement is subject to final confirmation by the Federal Reserve, which is expected by August 31, 2025.
American Express said it raised its quarterly common share dividend by 17% to $0.82 per share, beginning with the dividend declaration for Q1 2025, and returned $5.4 billion to shareholders through share repurchases in the 12 months ended March 31, 2025.
Summary
AI-writtenAnalysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.
2025 Preliminary Stress Capital Buffer 2.5%
The company said the Federal Reserve set its preliminary Stress Capital Buffer requirement at 2.5%, effective from October 1, 2025 through September 30, 2026.
Source · Based on the filing body and exhibits
SCB 2.5% Is Regulatory Minimum
American Express said the 2.5% is the minimum SCB requirement under the applicable regulations and is consistent with the SCB it previously disclosed as in effect through September 30, 2025.
Source · Based on the filing body and exhibits
Final SCB Confirmation Expected by August 31, 2025
The company said the SCB requirement is subject to final confirmation by the Federal Reserve, which is expected by August 31, 2025.
Source · Based on the filing body and exhibits
Dividend Up 17%, $5.4 billion in Buybacks
American Express said it raised its quarterly common share dividend by 17% to $0.82 per share, beginning with the dividend declaration for Q1 2025, and returned $5.4 billion to shareholders through share repurchases in the 12 months ended March 31, 2025.
Source · Based on the filing body and exhibits
AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.
Original filing
The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.
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