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American Express logoAmerican Express AXP

The company said the Federal Reserve set its preliminary Stress Capital Buffer requirement at 2.5%, effective from October 1, 2025 through September 30, 2026.

8-KRegulation FD DisclosureFiled Period of report Summary published (UTC)

Key points

AI summary
  1. The company said the Federal Reserve set its preliminary Stress Capital Buffer requirement at 2.5%, effective from October 1, 2025 through September 30, 2026.

  2. American Express said the 2.5% is the minimum SCB requirement under the applicable regulations and is consistent with the SCB it previously disclosed as in effect through September 30, 2025.

  3. The company said the SCB requirement is subject to final confirmation by the Federal Reserve, which is expected by August 31, 2025.

  4. American Express said it raised its quarterly common share dividend by 17% to $0.82 per share, beginning with the dividend declaration for Q1 2025, and returned $5.4 billion to shareholders through share repurchases in the 12 months ended March 31, 2025.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

2025 Preliminary Stress Capital Buffer 2.5%

The company said the Federal Reserve set its preliminary Stress Capital Buffer requirement at 2.5%, effective from October 1, 2025 through September 30, 2026.

Source · Based on the filing body and exhibits

SCB 2.5% Is Regulatory Minimum

American Express said the 2.5% is the minimum SCB requirement under the applicable regulations and is consistent with the SCB it previously disclosed as in effect through September 30, 2025.

Source · Based on the filing body and exhibits

Final SCB Confirmation Expected by August 31, 2025

The company said the SCB requirement is subject to final confirmation by the Federal Reserve, which is expected by August 31, 2025.

Source · Based on the filing body and exhibits

Dividend Up 17%, $5.4 billion in Buybacks

American Express said it raised its quarterly common share dividend by 17% to $0.82 per share, beginning with the dividend declaration for Q1 2025, and returned $5.4 billion to shareholders through share repurchases in the 12 months ended March 31, 2025.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.