The company said GAAP net income for Q3 was $1,126 million ($912 million a year earlier), or $12.32 per diluted share ($9.33 a year earlier). Adjusted operating earnings per diluted share rose 14% to $11.26, and excluding unlocking, it rose 22% to $12.07.

1. 01

   The company said GAAP net income for Q3 was $1,126 million ($912 million a year earlier), or $12.32 per diluted share ($9.33 a year earlier). Adjusted operating earnings per diluted share rose 14% to $11.26, and excluding unlocking, it rose 22% to $12.07.

2. 02

   Ameriprise said it completed its unlocking review in Q3, with an unfavorable after-tax impact of $72 million ($0.79 per share) on a GAAP basis and an unfavorable after-tax impact of $74 million ($0.81 per share) on an adjusted operating basis. The company attributed this to modest updates to its policyholder behavior assumptions.

3. 03

   The company reported that adjusted operating net revenues for the Advice & Wealth Management segment in Q3 were $3,371 million, up 13%, and pretax adjusted operating earnings were $989 million, up 12%. The pretax adjusted operating margin was 29.3%, compared with 29.5% a year earlier.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call. Some paragraphs were omitted because their support in the source could not be confirmed.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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