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AI English summary of an SEC filing — figures as filed

Allstate logoAllstate ALL

Allstate said revenues in Q3 2025 totaled $17.3 billion, a 3.8% increase from the prior year quarter. Net income applicable to common shareholders was $3.7 billion, and adjusted net income was $3.0 billion, or $11.17 per diluted share.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. Allstate said revenues in Q3 2025 totaled $17.3 billion, a 3.8% increase from the prior year quarter. Net income applicable to common shareholders was $3.7 billion, and adjusted net income was $3.0 billion, or $11.17 per diluted share.

  2. The company said Property-Liability earned premiums in Q3 were $14.5 billion, a 6.1% increase, with underwriting income of $2.9 billion compared to $495 million in the prior year quarter. The recorded combined ratio was 80.1, compared to 96.4 in the prior year.

  3. Allstate said Allstate Protection homeowners insurance underwriting income in Q3 was $1.1 billion, compared to $60 million in the prior year quarter. Catastrophe losses were $479 million, a $752 million decrease from the prior year quarter.

  4. The company said it returned $624 million to common shareholders in Q3 2025 through $360 million in share repurchases and $264 million in common shareholder dividends.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Q3 2025 Revenues, Net Income and Adjusted Net Income

Allstate said revenues in Q3 2025 totaled $17.3 billion, a 3.8% increase from the prior year quarter. Net income applicable to common shareholders was $3.7 billion, and adjusted net income was $3.0 billion, or $11.17 per diluted share.

Source · Based on the filing body and exhibits

Property-Liability Combined Ratio and Underwriting Income

The company said Property-Liability earned premiums in Q3 were $14.5 billion, a 6.1% increase, with underwriting income of $2.9 billion compared to $495 million in the prior year quarter. The recorded combined ratio was 80.1, compared to 96.4 in the prior year.

Source · Based on the filing body and exhibits

Homeowners Insurance Underwriting Income and Catastrophe Losses

Allstate said Allstate Protection homeowners insurance underwriting income in Q3 was $1.1 billion, compared to $60 million in the prior year quarter. Catastrophe losses were $479 million, a $752 million decrease from the prior year quarter.

Source · Based on the filing body and exhibits

Q3 Shareholder Returns

The company said it returned $624 million to common shareholders in Q3 2025 through $360 million in share repurchases and $264 million in common shareholder dividends.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.