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AI English summary of an SEC filing — figures as filed

American International Group logoAmerican International Group AIG

American International Group said net income attributable to AIG common shareholders for Q2 2025 was $1.1 billion, or $1.98 per diluted share, compared to a net loss of $4.0 billion, or $5.96 per diluted share, in the prior year quarter. Adjusted after-tax income was $1.0 billion, or $1.81 per diluted share, compared to $771 million, or $1.16 per diluted share, in the prior year quarter.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. American International Group said net income attributable to AIG common shareholders for Q2 2025 was $1.1 billion, or $1.98 per diluted share, compared to a net loss of $4.0 billion, or $5.96 per diluted share, in the prior year quarter. Adjusted after-tax income was $1.0 billion, or $1.81 per diluted share, compared to $771 million, or $1.16 per diluted share, in the prior year quarter.

  2. The company said General Insurance's combined ratio for Q2 2025 was 89.3%, compared to 92.5% in the prior year quarter, and underwriting income was $626 million, compared to $430 million in the prior year quarter, a 46% increase. It cited lower catastrophe-related charges, higher favorable prior year development and lower acquisition expenses as factors in the underwriting income increase.

  3. American International Group said total net investment income for Q2 2025 was $1.5 billion, an increase of 48% from $990 million in the prior year quarter. Net investment income on an adjusted pre-tax income basis, excluding the change in fair value of AIG's equity in Corebridge, was $955 million, an increase of 9% from $879 million in the prior year quarter.

  4. The company said it returned approximately $2.0 billion to shareholders in Q2 2025, including $1.8 billion of common stock repurchases, representing approximately 21 million shares, and $254 million of common stock dividends. The Board of Directors declared a quarterly cash dividend on common stock of $0.45 per share on August 6, 2025.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the opening part of the filing body and confirmed exhibits, within a length limit. This is not a review of other exhibits, investor presentations or the full earnings call.

Q2 2025 Net Income and Adjusted After-Tax Income

American International Group said net income attributable to AIG common shareholders for Q2 2025 was $1.1 billion, or $1.98 per diluted share, compared to a net loss of $4.0 billion, or $5.96 per diluted share, in the prior year quarter. Adjusted after-tax income was $1.0 billion, or $1.81 per diluted share, compared to $771 million, or $1.16 per diluted share, in the prior year quarter.

Source · Based on the filing body and exhibits

General Insurance Underwriting Income and Combined Ratio

The company said General Insurance's combined ratio for Q2 2025 was 89.3%, compared to 92.5% in the prior year quarter, and underwriting income was $626 million, compared to $430 million in the prior year quarter, a 46% increase. It cited lower catastrophe-related charges, higher favorable prior year development and lower acquisition expenses as factors in the underwriting income increase.

Source · Based on the filing body and exhibits

Net Investment Income and Net Investment Income on an Adjusted Pre-Tax Income Basis

American International Group said total net investment income for Q2 2025 was $1.5 billion, an increase of 48% from $990 million in the prior year quarter. Net investment income on an adjusted pre-tax income basis, excluding the change in fair value of AIG's equity in Corebridge, was $955 million, an increase of 9% from $879 million in the prior year quarter.

Source · Based on the filing body and exhibits

Capital Returned to Shareholders and Quarterly Dividend Declaration

The company said it returned approximately $2.0 billion to shareholders in Q2 2025, including $1.8 billion of common stock repurchases, representing approximately 21 million shares, and $254 million of common stock dividends. The Board of Directors declared a quarterly cash dividend on common stock of $0.45 per share on August 6, 2025.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.